This week I’ve met with an angel investor and crypto enthusiast James Sowers to catch up on latest trends and developments in blockchain and business funding industry. The rise of the ICO led to active discussions around the regulations for this type of crowdfunding from the US residents. We can see some of the registered funding portals actually adding token sales to their offerings. So what is happening in the world of crowdfunding?
When Andrew Carnegie arrived in the US in 1848, he had barely a dollar in his pocket. By 1901, he was the richest man in the world. Deciding to share his wisdom, he helped pioneer the self-help genre by participating in publishing of " Think and Grow Rich " in 1937 that has become one of the top-selling books of all time.
For some small business owners and budding entrepreneurs, working from home will do when you're just starting and having your feet on the ground. Eventually, the need to have a dedicated office building where employees can report to and clients can identify with becomes necessary as the business grows. Congratulations if you’re at this point in your company’s development. If and when you do decide to take this step, it is natural that leasing an office space comes to mind.
Topics: Business Resources
The Regulation Crowdfunding opened new financial opportunities to every US resident. Luckily, the benefits of participating in new crowdfunding deals bring not just financial gain to the crowd. Here are the values that you get when investing in the next crowdfunding opportunity:
Topics: Investing Basics
When you decide to fundraise under Title III of the Jumpstart Our Business Startups (JOBS) Act, you are required to file certain information with the Securities and Exchange Commission (SEC) and provide enough information to investors and the intermediary facilitating the offering to launch a Regulation CrowdFunding (Reg CF) campaign. While it may sound complicated, it is actually a pretty straightforward task. Here at Startwise, we wanted to provide you with some actionable tips:
Finally everyone can be an investor in promising startups and fast-growing small businesses. We do realize that it takes some experience to identify good investment deals and make smart investments. Startwise team members have expertise in venture capital, portfolio management, business funding and the risks associated with investing. So we decided to make some research and put together a useful checklist to help you navigate the investment game.
Topics: Investing Basics
Part Four. The Debt Investment Instruments.
Small businesses are often in need of quick capital that can’t be accessed through traditional sources like bank loans or credit cards. The financial crisis of 2008 left hundreds of thousands of small businesses with restrained demand for working capital to grow their businesses.
Banks severely restricted access to capital, disproportionately affecting small and medium size businesses: annual loan originations to businesses with $1 million or less in revenue fell dramatically between 2007 and 2013. Only 2.4 million traditional loans were originated to businesses with $1 million or less in revenue in 2013, down 54% from 2007. This created an opportunity for new players.
Topics: Business Funding